What is OnlineWill?
OnlineWill is a digital repository for all your e-assets that can be passed on to
your loved ones if and when the need arises, so that your loved ones should get
access to all the information about your wealth. OnlineWill is simple and easy to
use. You can upload the details of various assets like Insurance Policies, Shares,
Mutual Funds, Credentials for online accounts, Utility account details etc. and we
will make sure that they are shard with your loved ones as per your instructions.
You can store your email account credentials, Bank account credentials etc. as
How secure is OnlineWill?
Your data and credentials are stored in encrypted format in database i.e. in a
secret format that no one can read without secret keys. We use AES 256 advance
encryption method for storing the data (the same technology that is used by
banks etc.). Also, your data moves in a secret form over the wire so that your
information is secured even during the data transfer from your laptop to our
servers. In short, your data is secure end to end.
What type of facility OnlineWill provides?
OnlineWill provides following services -
- Online Assets: You can add details of your assets like insurance policy
details, demat account details, utility account details etc and assign
nominees for them.
E-Files: You can upload scanned document and e-files and maintain a
repository with us that you can access from anywhere.
E-Video: These are video messages for your loved ones. Simply record a
video, upload it here and assign a nominee for it.
Will Letter: These are the letters that you can write for your loved ones
that will be passed on to them when the time comes. You can provide any
information that you want to convey to the nominee through the letter.
Letter to Admin: With the help of this feature, you can convey any specific
help that you may need from our side or any specific set of instructions
that we need to follow as and when the time comes.
What will happen if something happens to me?
We, at Online Will, will ensure that we are up to date on your status. As per our
policy, we will send periodic mails to check on your health. If despite repeated
reminders, we do not see any activity on your account, we will contact your
verifiers to enquire about your well-being. Alternatively, if one of your nominees
reports about your death or disability, we will contact your verifiers. Once we get
confirmation about death or disability, we start the procedure to ensure that
your nominees get access to the information you intended to pass on to them.
How would my nominee know about my digital assets present on OnlineWill?
As soon as you add a nominee, an e-mail is sent to them informing them that they
have been assigned as nominee by you. This email will familiarize them with
OnlineWill and the procedure to claim data if the need arises.
Can my nominee claim insurance on basis of document present here?
No, a nominee cannot claim insurance solely on the basis of documents present
here. Online Will helps you pass on important information to your nominee in an
organized and easy manner. But the information present here cannot be used as
a legal proof for any other purpose. OnlineWill is not a legal site its just a
information repository which helps your nominee to get access of your
How to report death and claim document access?
In the even of death or disability of the user, the Nominee has to contact us
via Claim Data
. Once we receive the request, we will start the process of
verification. Once the death or disability is established, We will ensure that all
your nominees get access to the assets (information) meant for them.